AI-powered credit analysis

Your credit score tells a story. Make sure it's accurate.

Errors on your credit report can cost you thousands. CreditPilot helps you find them and take action.

  • Elena M.

    42 days · 4 errors

    Score Lift

    +82

    • 01

      Report uploaded

      Day 1

    • 02

      4 errors flagged by AI

      Day 2

    • 03

      All disputes resolved

      Day 42

  • Marcus D.

    612 → 748

    Score Lift

    +136

    • 01

      Letters mailed to 3 bureaus

      Week 1

    • 02

      7 items corrected

      Week 6

    • 03

      Mortgage approved

      Week 10

  • Priya K.

    3 bureaus · 5 wins

    Goals Met

    5/5

    • 01

      AI scan complete

      Day 1

    • 02

      Disputes filed

      Day 3

    • 03

      Homebuyer loan approved

      Day 58

Scan

60s

Disputes

AI-drafted

Lift

+40-80 pts

Feature · Dashboard

Your credit, analyzed by AI.

Pull your reports, review flagged items across all three bureaus, and take action from one dashboard.

Equifax
0
Fair
TransUnion
0
Fair
Experian
0
Fair
Mar 26Apr 26May 26Jun 26Jul 26Aug
3M6M1YALL

Suggestions

Equifax+25-50 pts

Dispute Capital One

Late payment reported incorrectly for closed account

Dispute·High Impact
Experian+25-50 pts

Dispute Midland Credit

Requesting debt validation for collection account

Dispute·High Impact
Experian+20-40 pts

Pay down Dept of Education / Aidvantage to 30%

Pay $28,661 to drop utilization from 111% to 30%

Utilization·High Impact
Experian+20-40 pts

Pay down Telecom (Self-Reported) to 30%

Pay $419 to drop utilization from 100% to 30%

Utilization·High Impact

Bureau

Equifax

Bureau

TransUnion

Bureau

Experian

System · How It Works

Three steps to accurate reports.

Pull your reports, review what our AI finds, and take action. You're in control the whole time.

Pull

Pull Your Report

We connect to all three bureaus with a secure soft pull. No impact on your score. Setup takes about five minutes.

Monitor

Continuous Monitoring

Our AI monitors your reports for inaccuracies, tracks changes across all three bureaus, and alerts you when action is needed.

Act

Take Action

Approve the letters you want to send. We print, mail, and track them. Monitor responses and score changes from your dashboard.

Ready · 5 min setup

Get Started

Voices · Members

What our members are saying.

Real stories from real people who took control of their credit reports with CreditPilot.

  • Member

    Luis Rodriguez

    Luis Rodriguez

    Phoenix, AZ

    +58 pts

    I never realized how many inaccuracies were sitting on my reports. CreditPilot pulled all three bureaus and the AI highlighted every item worth looking into. Having the dispute letters ready to review and send made it so easy to take action.

  • Member

    Marcus Thompson

    Marcus Thompson

    Atlanta, GA

    +72 pts

    I'd been putting off dealing with my credit reports for years because it felt so overwhelming. CreditPilot broke everything down clearly and let me send dispute letters to all three bureaus without having to figure out the process on my own.

  • Member

    Amanda Wilson

    Amanda Wilson

    Chicago, IL

    +64 pts

    The whole process was so smooth. I connected my info, the AI flagged everything that looked off, and I just reviewed and approved the letters. No confusing legal jargon, no expensive middleman. Exactly the tool I was looking for.

Access · Pricing

Simple, transparent pricing.

Every plan includes monthly 3-bureau credit pulls and AI-powered analysis. Upgrade when you're ready to mail disputes.

Save 2 months on annual billing

Guardian

Monitor your credit health.

$24/ mo

$288/year save $60

  • Full 3-bureau credit report scan
  • AI-powered Metro 2® analysis
  • Score change alerts
  • Personalized improvement roadmap
  • Negative item alerts

Pilot

Popular

Improve your credit health.

$39/ mo

$468/year save $120

  • Everything in Guardian, plus:
  • 5 disputes/month (we mail them)
  • Metro 2® Deep Scan
  • AI FCRA-compliant letters
  • USPS first-class + tracking
  • Real-time dispute dashboard

Commander

Maximum credit protection.

$69/ mo

$828/year save $240

  • Everything in Pilot, plus:
  • 15 disputes/month (max safe volume)
  • Mid-month credit score refresh
  • Fraud & identity monitoring
  • Priority support
  • Weekly progress reports

Partner

For agencies & affiliates.

Custom

Volume pricing available.

  • Volume pricing
  • REST API access
  • White-label branding
  • Dedicated account manager
  • Custom SLA
Contact Us

Reference · FAQ

Questions, answered.

Common questions about how CreditPilot works, dispute letters, and billing.

General

Disputes

Billing